Metal Workers

Do your current policies for metal workers reflect how the sector has evolved and are they underwritten to meet those needs?

With a wealth of experience in dealing with metal-working and allied trades, we recognise the challenges faced within the metal workers sector. This has allowed us to develop Metal Workers, a specialist policy encompassing both Property & Casualty without compromising on cover and value.

Key features

• Exclusive wording only available from DUAL Oliva
• Direct claims reporting with our capacity providers
• Specialist knowledge of the industry
• Ability to write in conjunction with our separate aviation products liability offering
• Property section including full theft cover, stock at sub-contractors, exhibition cover, automatic cover for moulds, dies and tools as well as non-manufacturing machinery breakdown cover
• A wide selection of BI extensions including AICOW, book debts, customer and supplier extensions, essential employee cover and loss of attraction
• Occupational accident and computer breakdown
• Legal expenses including contract disputes and a 24-hour advice line
• Optional extensions including financial loss, fullfidelity/theft by employee and 24-hour personal accident.

Our risk appetite

Premises-based engineers with work away up to 50% of the manual wage roll.

Our target trades include although are not limited to:

• Precision engineers
• Steel stockholders
• Steel fabricators
• Press workers
• Toolmakers
• Manufacturers of metal products
• Sheet metal workers
• Metal polishers
• Metal coaters.

Resources:

• Metal Workers product overview